Buying a home in the Georgia metro areas is an exciting time in one's life. Making the smart move of choosing a REALTOR® is your first step to ensuring that your new home and community meets your needs. Our services and experience range from financial aid to helping you find the home that best suits you and your family. for your convenience, we also provide listings by email. We pride ourselves on repeat business and hope you'll come to understand why.

The Personalized Home Search System for Buyer Representation, offered by John Walsh, MetroBrokers, is designed to provide you with a full service, anxiety-free real estate experience. MetroBrokers will deliver a level of service unmatched in the real estate industry.

This MetroBrokers Personalized Home Search System answers all of the questions and concerns that buyers are challenged with when purchasing a home. Let MetroBrokers show you how easy your real estate purchase can be.

As Your Georgia area Real Estate Agent, We Will:

Assure that you see all the properties in the area that meet your criteria.

Guide you through the entire home buying process, from finding homes to look at, to getting the best financing.

Make sure you don't pay too much for your new home and help you avoid costly mistakes.

Answer all of your questions about the local market area, including schools, neighborhoods, the local economy, and more.

Before You Start Looking for Your New Home In the North Georgia Area:

Check your credit rating. Straighten out any errors before its too late.

Determine a comfortable monthly budget for your new purchase, including down payment and monthly payment.

Find a loan program that meets your needs and get pre-qualified (preferably pre-approved).

Choose a MetroBrokers REALTOR® that you trust and who understands your needs.
Determine what neighborhood best matches your needs.

Identify important features you need your new home to have.

Closing Costs to Expect:

Lender fees include charges for loan processing, underwriting, preparation and establishing an escrow account.

Third-party fees include charges for insurance, title search, and other inspections such as termites.

Government fees include deed recording and state & local mortgage taxes.
Escrow and interest fees include homeowner's insurance, loan interest, real estate taxes, and occasionally private mortgage insurance.

 

$8000 First-Time Homebuyers Tax Credit

Home homebuyers who purchase a home in the United States as their principal residence on or after April 9, 2008, and before July 1, 2009.

To qualify as a first-time homebuyer, you cannot have owned an interest in a principal residence in the past three years from the date of the qualifying purchase.

To qualify for the full amount of the tax credit, you must earn no more than $75,000 if filing as Single or Head of Household. If filing a joint return, the buyers may have a combined income of no more than $150,000. There is a phase out of the credit if reported income is more than $75,000.

The tax credit allows you to deduct the credit from your total tax liability for the year in which the credit is taken. Also, the tax credit is “refundable,” meaning that the taxpayer can receive a tax refund if the credit is greater than the estimated liability.

This tax credit must be repaid. However, the repayment period is 15 years unless the home is resold before the end of that period, and there is no interest on the amount of the credit that is received. Repayment of the credit begins two years after the credit is claimed and is repaid in increments of 6.67% per year of the credit amount.

Essentially, the tax credit is a 15-year interest free loan from the government. Money today is worth more than an equal amount of money in the future, making the tax credit a fantastic opportunity that any first-time homebuyer cannot afford to miss.

View the complete text of H.R. 3221 in PDF format, or visit the Library of Congress and search for Bill Number H.R. 3221.

John Walsh MetroBrokers Real Estate Services Provided For the Following Communities .

Alpharetta
Atlanta GA

Roswell GA

Golf Community Homes

Fulton

Cobb

East Cobb

Perimeter/Sandy Springs/Dunwoody

Smyrna/Vinings

DeKalb

Fulton

North Fulton

Forsyth

Either way, when you trust John Walsh Homes with your GA home search, you can rest easy in knowing you are being taken care of by a professional who is dedicated to providing the highest quality of service without compromising integrity.

 

Why waste time with an GA real estate agent that doesn't keep your needs in mind when searching through Alpharetta, GA homes for sale? Not only do I take pride in providing world-class customer service to all of my clients, I also work exclusively with homes that are move-in ready. Is it any wonder why 94% of my business comes from referrals?

If you are ready to work with a broker who strives to provide the highest quality of service without compromising integrity, contact John Walsh Homes today